Breakdown Insurance from Insurance Central

  
Breakdown Insurance from Insurance Central
A comprehensive Breakdown Insurance directory covering all of your breakdown cover requirements.
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   Mechanical Breakdown Insurance

About Mechanical Breakdown Cover

Your vehicle can break down at the most inconvenient time leaving you to pay large garage bills. Mechanical breakdown cover can help you and usually covers the cost of mechanical breakdown repairs to your vehicle leaving you to enjoy your motoring. Make sure that there are no hidden catches and no 'wear and tear”, excuses.

You can usually pay the breakdown premium over twelve months and you can sometimes transfer the policy to the new owner if you happen to sell the vehicle.


How Do I qualify for Breakdown Cover?

Policies usually cover mechanical breakdown on private cars, motorcaravans and motorcycles which are less than ten years old, have less than 100,000 miles on the clock and have been regularly serviced. Some companies have a list of excluded vehicles.


What is Insured

Breakdown insurance is usually designed to cover the repair cost incurred as a direct result of electrical, mechanical and electronic breakdown. It doesn’t usually cover the repair or replacement of worn out components which have not suffered a breakdown. It does not cover the replacement or repair of components which were faulty or had suffered a breakdown prior to the commencement of the breakdown policy. Breakdown companies hold a list of exclusions so it is advised to read this before taking out a policy.


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