About
Mechanical Breakdown Cover
Your
vehicle can break down at the most inconvenient time leaving
you to pay large garage bills. Mechanical breakdown cover
can help you and usually covers the cost of mechanical breakdown
repairs to your vehicle leaving you to enjoy your motoring.
Make sure that there are no hidden catches and no 'wear and
tear”, excuses.
You
can usually pay the breakdown premium over twelve months and
you can sometimes transfer the policy to the new owner if
you happen to sell the vehicle.
How Do I qualify for Breakdown Cover?
Policies
usually cover mechanical breakdown on private cars, motorcaravans
and motorcycles which are less than ten years old, have less
than 100,000 miles on the clock and have been regularly serviced.
Some companies have a list of excluded vehicles.
What is Insured
Breakdown
insurance is usually designed to cover the repair cost incurred
as a direct result of electrical, mechanical and electronic
breakdown. It doesn’t usually cover the repair or replacement
of worn out components which have not suffered a breakdown.
It does not cover the replacement or repair of components
which were faulty or had suffered a breakdown prior to the
commencement of the breakdown policy. Breakdown companies
hold a list of exclusions so it is advised to read this before
taking out a policy.
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